Welcome to Roehrs
Roehrs & Company is a full service commercial insurance agency that was founded in 1923 to provide insurance solutions to the greater Philadephia area. Over the years we’ve grown to provide insurance programs to companies all across the country in various industries. We are now apart of Assured Partners, one of the premier brokers in the country, and as a result have expanded our capabilities while maintaining our dedication to old-fashion personal touch and individualized risk management.
An Assured Partners Agency
Our Industry Specialties
Building Material Dealers
Architects & Engineers
1. Understand your Business
2. Identify the Risks
3. Design Insurance Solution
What is a captive?
An insurance company that is created to insure the risks of its owners. Captives have many different structures, from group captives to wholly-owned captives, that provide alternative ways to finance risk.
Why consider a captive?
- 1. Underwriting Profit
- 2. Cost Savings
- 3. Tax Advantages and Deductibility
- 4. Flexibility
- 5. Greater Control
- 6. Investment Income
- 7. Enhanced Loss Prevention and Claims Management
|Traditional Carrier||Captive Program|
|Premium Available to Pay Claims||$125,000||$150,000|
|Claims in a Given Year||$50,000||$50,000|
|Your Business Profit||-||$100,000|
Who should consider a captive?
Businesses with strong loss history and paying in excess of $150K for workers compensation, general liability and auto liability.
Simple Illustration of a Captive’s Power